Why choose our litigation lawyers?
Many insurers are refusing to pay out and relying on technical legal arguments to avoid covering losses. We are specialist insurance lawyers who can evaluate your policy and advise you on whether you have a claim.
We have seen many examples where insurers are wrong about their obligations and there is good reason to take legal action against them.
We are already advising clients on their Business Interruption (BI) insurance policies and whether particular extensions are sufficiently wide to provide them with BI cover. We have identified a number of extensions issued by insurers that are likely to cover loss caused by the Covid-19 lockdown, including policies sold by Hiscox, QBE, RSA and several Lloyd's of London syndicates.
We are looking to gather as many businesses as possible in separate claimant groups with the same respective BI extension wording. This has a number of benefits:
1. Cost: Legal actions can be prohibitively expensive for one business, but for a group of businesses, we can run the case on a "no win, no fee" arrangement.
2. Precedent: There are a number of legal issues common to all BI insurance claims that policyholders will need to prove a valid claim. These can be determined in a test action to obtain a precedent to be used against all insurers, with the legal costs being shared across all groups.
3. Negotiation: The larger a group, the greater your bargaining power is likely to be.
If you have a BI claim that has been denied by insurers, please submit your details using the relevant button below. We will let you know as soon as possible if your claim is appropriate to be included in one of Fieldfisher's action groups.
No win no fee
We will take your case on a "no win, no fee" basis, either through our in-house funding structure, FeeSolve or by using third-party funding . Unlike many law firms, our FeeSolve model means we have a stake in the outcome of the case and can approve funding options more quickly and with greater cost-savings compared to other litigation funding options.
This means you pay nothing upfront and we will cover all costs as the case progresses. If you win your case, you pay some of your compensation to us, which will reimburse us for any costs and pay our fees. If you lose, you pay nothing.
The actual cost per policyholder will depend on the total amount being claimed by the group and the settlement achieved. We will provide you with full information on how this arrangement works during the sign up process.
We also have an FAQ page, which explains this approach in more detail