Why choose our litigation lawyers?
Many insurers are refusing to pay out at all, or in full, relying on technical legal arguments to avoid covering losses. We are specialist insurance lawyers who can evaluate your policy and advise you on whether you have a claim.
We have seen many examples where insurers are wrong about their obligations and there is good reason to take legal action against them.
We are already advising clients on their Business Interruption (BI) insurance policies and whether particular extensions are sufficiently wide to provide them with BI cover. We have identified a number of extensions issued by insurers that are likely to cover loss caused by the Covid-19 lockdown, including policies sold not only by those insurers which were party to the FCA test action, but also others such as, Allianz and several Lloyd's of London syndicates.
There are now three options open to you, depending upon the value of your claim.
1. If you have a valid policy and have been refused payment under the terms of your policy you have the option to contact the Financial Ombudsman who can compel insurers to pay valid claims up to a maximum amount of £355,000.
2. If you have a valid claim and your insurer has refused payment completely, you have the option to sign up with us using the relevant button below. We can pursue insurers directly on your behalf and if there is sufficient interest we will look to create groups of claimants with similar policies. Once you have signed up we can let you know if your claim has appropriate cover to be included in one of Fieldfisher's action groups.
3. If you are not happy with the way your insurer has calculated payment, you have the option to submit your details to us using the relevant button below. We can pursue insurers directly on your behalf and we have agreed competitive rates with a leading forensic accountant to advise on the correct quantum of your claim. Once you have signed up we can let you know if your claim has appropriate cover.