Richard Gibbard | Fieldfisher
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Professional background

Professional background

I have over 20 years' experience in secured and unsecured lending, focusing on real estate finance. As a transactional lawyer I advise banks, funds and other investors as well as borrowers on loan finance transactions. I have both private practice and in-house banking experience in the UK and Australia.
 
More recently, I am a professional support lawyer with responsibility for identifying technical and commercial developments relevant to finance lawyers generally, providing information and commentary both internally and to clients. I also provide ad hoc specialist transaction support for complex legal and technical issues.
 
I produce and update template documents and organise and present training internally and externally.
 
Outside of the office I have somewhat disparate interests in a range of sports (most actively cycling) and garden design.

Authored pieces

All Resources
A digital illustration of a globe made up of interconnected blue and pink lines and dots, against a dark background with scattered light dots. The image conveys a futuristic, technological world linked by data networks.
Financial markets
Insight

The guarantee placebo: Why personal guarantees feel safer than they are

19.02.2026
At a glanceGuarantees change behaviour, not balance sheets. They can improve engagement and negotiation dynamics, but only deliver value where there are real, reachable assets behind them.
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A nighttime cityscape featuring the Royal Exchange in London, illuminated with pink and blue lights. Light trails from passing vehicles create dynamic streaks in the foreground. Surrounding buildings are also visible under a deep blue and purple sky.
Financial markets
Insight

Which way to turn? Lender discretion under the spotlight

12.06.2025
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Close-up of two people engaged in a business discussion, one holding a tablet and the other using a stylus to write on it. Both individuals have nametags. A smartphone and a notebook are seen on the desk. Blurred background shows other people in conversation.
Financial markets
Insight

Mental health triggers and finance documents: are creditors reading the room?

10.10.2024
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A digital graphic depicts a financial chart with candlestick patterns in blue and red, suggesting stock market data. The image is overlaid with diagonal lines of light, creating a dynamic, futuristic atmosphere.
Financial markets
Insight

Court of Appeal Ruling: Banca Generali SPA v (1) Sovereign Credit Opportunities SA and (2) CFE Advisory Services [2024] EWCA Civ 886

10.10.2024
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Insight

ESG in the DNA

09.08.2023
The adoption of ESG principles in venture capital is still in its early stages. However, there are some key reasons why it will accelerate. Low investment in 2022 and a significant amount of uninvested capital, coupled with institutional investors' preference for ESG-compliant businesses presents real opportunities for early-stage, high-growth businesses.
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