Lending to individuals
Finance brief - July 2012
- Implications for bankers of the new tax regime on loans secured by offshore held UK dwellings
- The LMA Real Estate Finance Facility Agreement
- Lending to individuals
- Yacht Finance – Spotlight on Cyprus
When lending to an individual borrower, or seeking to obtain a personal guarantee or security from an individual, a lender will need to consider a number of matters and potential traps. This briefing paper sets out some of the relevant legislation, issues and other factors that a lender should consider in financing transactions involving individuals.